I agree with Fidelity’s assessment that the key is time and consistency. I am an older Gen X and in 1984 my salary was $127 (gross) per week so I wasn’t contributing a lot. But I started contributing the day I walked in the door and when I changed employers I rolled the money into an IRA and started a new 401K (I also earned a degree at night while working). 40 years later I am still contributing to the 401k. So I think some credit has to be given to us who live below our means and have some serious discipline. Even though I am Gen X and not your target audience I first discovered you on Reels, read your newsletter every week and read your book. My Gen Y daughter was so surprised that I knew who you were. Keep up the great work!
Thank you for this article! Any tips for the educator crew? We’re on a fixed bracket (graduate credits x years of experience), leaving zero room for negotiation.
I left SOFI mainly because I wasn't able to put my wife on my brokerage account to make it a Joint Account. I needed this done because I'm older and would make things easier when managing my estate. I finally left the SOFI and transferred all funds and accounts to Schwab...never been happier.
How do you stay motivated when you were passed over for a position because you are not located in the same office as your manager as well as a popularity contest.
I agree with Fidelity’s assessment that the key is time and consistency. I am an older Gen X and in 1984 my salary was $127 (gross) per week so I wasn’t contributing a lot. But I started contributing the day I walked in the door and when I changed employers I rolled the money into an IRA and started a new 401K (I also earned a degree at night while working). 40 years later I am still contributing to the 401k. So I think some credit has to be given to us who live below our means and have some serious discipline. Even though I am Gen X and not your target audience I first discovered you on Reels, read your newsletter every week and read your book. My Gen Y daughter was so surprised that I knew who you were. Keep up the great work!
Thank you for this article! Any tips for the educator crew? We’re on a fixed bracket (graduate credits x years of experience), leaving zero room for negotiation.
Nice! I like this newsletter
I left SOFI mainly because I wasn't able to put my wife on my brokerage account to make it a Joint Account. I needed this done because I'm older and would make things easier when managing my estate. I finally left the SOFI and transferred all funds and accounts to Schwab...never been happier.
How do you stay motivated when you were passed over for a position because you are not located in the same office as your manager as well as a popularity contest.
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