YourRichBFF On Tour: An AMA Series
Hey Besties! ~*~Happy Wednesday~*~
We try to only poke our head into your inboxes once a week, as we know that everyone gets enough emails already. However, there has been an overwhelming number of you who wanted to ask questions on tour but we ran out of time.
Thus - we are taking a page out of the Substack playbook - and creating this AMA post. This post will live persistently on the enRICHed Substack Home Page, pinned at the top, and will be a place where you can leave questions for Vivian to answer. Our BFF gets a ton of DMs that get lost in the black hole that is Instagram, so this will be a great place to keep track of who is asking what, and if your question has already been asked. While we still encourage you to ask questions in the subscriber chat so that you can engage with one another, this post will go straight to Viv herself, and we will determine the best way to distribute her answers (just a heads up, these will likely be available only to paid subscribers, when we flip that switch - you can pledge below if you haven’t already)
So hit us in the comments with anything lingering from tour - from wedding planning and book writing to career path and credit cards! Nothing (within reason) is off limits. With that said, we do reserve the rights to delete anything that is deemed inappropriate.
Hello Vivian,
Thank you for all the wisdom you have imparted on this 45YO working mom! I wish I had your guidance for the last 35 years! I have shared your knowledge with my 18YO and I can only hope she will be better off as a result.
My question is about debt. When you get into a position where you can't afford to pay all of your minimums, what is the best plan of attack to tackle the problem? I assume things like mortgages, utilities, food come first. But what do you do about the credit cards? Do you do the best you can with each of them and make less than the minimums on all of them, or do you rotate the payments less than the minimums?
Thanks for all your support and guidance.
Hi Vivian, Congratulations on your wedding !! Hope you are enjoying post-wedding vacation (aka Honeymoon). I have a question about college expense. My 18yr old will be going to college this fall and he did not qualify for any scholarships. Thankfully, he will be staying in our town attending a great university, so we will be paying in-state tuition. We have 529 set-up for him, but it won't cover the cost for all 4 yrs. What are other ways to pay for college with minimal or no (student) loans.